is a leading provider of low cost health insurance quotes. More than 15 million people from all walks of life — small business owners and the self-employed, retirees, students, and people whose jobs don’t provide health insurance — have used this site to learn about health insurance, compare plans, get free health plan quotes, and lower their healthcare costs. Many factors contribute to the price of health insurance premiums, including state and federal laws, where you live, whether you get insurance through your employer, and which type of plan you choose. In 2020, annual premiums for health coverage for a family of four averaged $21,342, but employers picked up 73% of that cost. The rise in employer health costs may be one reason wages haven't risen much over the past two decades. The highest-benchmark plan premium for a 27-year-old in 2020 was Wyoming's, at $648; the lowest was New Hampshire's, at $273.